Reference

ibu4d Legal For Clear Account Access

ibu4d Legal sets out how we handle account access, payment records and requests from you in Indonesia.

Account termsData choicesLocal-law accessContact route
ibu4d ibu4d Legal For Clear Account Access
CONTACT PATHS

Where To Ask About Legal

A clear contact route helps when you need a policy answer rather than a lobby explanation.

Account desk Use the account contact path for questions about phone verification, account ownership, access status or a correction to your registered details. Include the email or phone number connected to your account so we can separate your request from another account without requesting your password.
Wallet desk For a DANA, OVO, GoPay or QRIS record, send the payment reference, date and status shown in your account. We can check whether the entry is pending, matched or needs another account step before discussing the next action with you.
Policy desk Ask the policy contact route when you want a copy of an applicable term, need to request a data change or want to question an access decision. Describe the exact section or account event, and we will route the request for a policy response.
DATA PRACTICES

How We Handle Policy Requests

Legal questions often involve more than a single account screen, so our process links the request to the relevant account event.

Data access

You can ask what personal account data is associated with your profile and which category of record supports a specific request. We may verify your phone or account details first, because a policy response must reach the person connected to that account.

Corrections

If your name, phone number or another account detail is inaccurate, contact us with the current value and the correction you want. We may compare the request with phone verification or payment records before changing the account record.

Cookies

Cookies can keep your sign-in path and selected page settings consistent across a device. Your browser controls whether cookies remain stored. Turning them off may require you to repeat an account step, but it does not change the policy terms that apply.

Account security

Keep your password, phone verification code and wallet PIN private. We will not ask you to place a password or PIN in a policy request. If access looks unusual, change your password first and then contact us from the affected account path.

Record retention

We retain account and payment references for the period needed to operate records, check disputes and meet applicable legal duties. A removal request may not erase every record immediately when a specific record must remain available for those duties.

Request changes

Send a focused request naming the account detail, data category or policy decision you want us to examine. We will confirm the request path, ask for reasonable identity checks and explain any limit that depends on local law.

ibu4d Legal Questions Answered

These Legal answers address the account and data questions we hear before access begins. They explain what you can ask us to check, how payment records are handled and why a local-law condition may affect an account request. Use the account contact path when your question concerns a specific record.

ibu4d Legal covers account creation, phone verification, data handling, cookies, payment records, account security and requests to correct or remove eligible data. It also explains why access or an account action may depend on local law and how to contact us about a policy decision.

Yes. You can ask which personal data is linked to your account and what category of record supports a particular action. We may verify your phone or account details first, then respond through the account contact path where local law permits.

Our Legal process treats DANA and QRIS references as payment records connected to an account event. Include the reference, date and displayed status when asking us to check a record. We may retain the reference for dispute handling or applicable legal duties.

You can request a correction by naming the current detail and the value that should replace it. We may compare the request with phone verification or a matching payment record before making the change, so account ownership remains clear.

Access depends on local law because eligibility and permitted services can differ by location. We may ask for account or phone details before deciding whether a request can proceed. Where local law permits, we will explain the relevant policy route without asking for your password.

Use the signed-in account contact path and state whether your request concerns data access, a correction, a payment record or an access decision. Add the connected phone number and any payment reference, but never include your password, verification code or wallet PIN.

We keep account and payment references for the period needed to operate records, resolve disputes and meet applicable legal duties. You can ask what category of record is being retained. A removal request may be limited when a record must remain available.