What Our Legal Notice Covers
Our Legal notice explains the rules that apply when you create, access or close an ibu4d account. We may ask for phone verification before account access and may compare payment details with the account name when a wallet or bank transfer request needs checking. DANA, OVO,
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GoPay and QRIS can appear in your payment record, while BCA, BRI, Mandiri and BNI may appear when you use a bank transfer or virtual account. We keep access dependent on local law and may restrict a request when eligibility cannot be confirmed. The notice also
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describes how to raise a data question, correct an account detail or ask which record supports a payment-status decision.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.